We have been in the receivables factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any hard circumstances you might go through. We won't go out of business when the times get hard, like a few receivables factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the best match for your company - it could be us or another receivables factoring company.

We have an enviable network of receivables factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take some time to tell us about your needs, we have all the confidence in the world that you will find exactly what you need..

A lot of receivables factoring businesses let you pick and choose your customers that you want to factor. But a handful of them usually require a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much the same as carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement which will make you use receivables factoring when you don't need it.

A lot of receivables factoring businesses . You better take out your magnifying glass to go over the fine print to spot those fees. You can be sure, We will not treat you this way.  We are unconditionally transparent about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be unconditionally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take marching orders from investors and boards. Like you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We take the time to hear your story, determine concerns. Based on that information we will put together a custom-made solution for you. A lot of factoring companies especially the Silicon Valley ones generally rely on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of receivables factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also watch each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to correct them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay tuned to negative payment trends. This is essential to avoid unnecessary write-offs.

Our company uses advanced technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. A lot of other companies are not even in the same neighborhood.